Frequently Asked Questions
Check Cashing
Yes, we cash almost any kind of check for any amount from anywhere.
Yes, our fees are competitive and negotiable. Just come down with your check and we’ll be happy to quote you a rate.
It is possible to cash a payroll check without a driver’s license and in some cases with no I.D. at all, we just need to verify you are the payee through other ways. Bring any documents you do have available like a social security card, a birth certificate and/or other photo I.D. like a student or work I.D. and we’ll be happy to help you out.
No. It is not possible to get your check cashed if it is endorsed on the back before coming to our store. Checks that come in already signed are considered too high of risk.
Yes, however, sometimes we may need to verify documents in order to best serve you.
Yes, however you will need a document called a Power of Attorney and it has to be notarized before you come.
No, we do not cash third-party checks. Bring your friend or relative in with their check and I.D. and we’ll be happy to help them.
Pay Day Loans
A PayDay loan is a short-term loan used to help with small, often unexpected expenses. The state requires that payday loans are repaid on your next pay date that falls between 14 & 31 days.
Of course! Just bring cash or your debit card.
- You need a transaction history from your bank for the last 60 days from your current balance.
- You will need to bring your checkbook. If you do not have a blank check, we will need your routing and account number as we can print a check. We do not issue loans if your payroll is put onto a card.
- A recent payroll stub or your Award Letter if you are on Social Security.
- Photo I.D.
- One utility bill to show us your proof of address.
Approval may take as few as 5-10 minutes however the entire application process when approved takes a little bit longer, so be sure to give us at least 30 minutes total to issue you your loan.
Yes. We will make an exception if you are on Social Security and your benefits are directly deposited to a Direct Express card.
Once you apply and are approved in our store, you will receive same-day cash and walk away with your money.
If you come back the same day with the cash there is no interest charged on your loan.
State laws regulate the maximum payday loan amount; the range is from $50 to $500. The payday loan you receive is based on your eligibility and ability to repay.
Yes. Even if you’ve had bad credit in the past, or still have less-than-perfect credit, you may still be eligible for a loan from Neighborhood Check Casher. If you meet our basic eligibility and underwriting requirements, you could still receive the quick money you need, so don’t hesitate to apply.
Other Services
Just bring enough cash to cover your money order and our fee. Our money order fee is $1.00 and our money orders go up to $500.00. So, for an amount larger than $500.00 you will get more than one money order and will be charged the fee for each money order.
All you need to use Bill Pay Services at Neighborhood Check Casher is the original bill or the account number and cash to make your bill payments plus our fees.